10 Tips On Filing An Auto Insurance Claim cat-2 main
Source: imoney.my

Accidents happen, and unfortunately when it comes to driving, they can happen quite often. Sometimes it is difficult to know what the next step should be if you have been involved in a motoring accident. Here are a few tips if you feel like you need to file an insurance claim.

10 Tips On Filing An Auto Insurance Claim cat-2 main
Source: wallethub.com
  1. You should make sure you inform your insurance company as soon as you can about the accident.
  2. Informing the police of the accident is of vital importance. You need to do this to file a report for your insurance company. Many companies won't pay out unless there is a valid police report to go along with your claim.
  3. Make sure you have these details handy when you call up your insurer:
    • Policy number
    • Engine number
    • Chassis number
    • Accident details
    • Km. reading of the car
  4. Ensure that you take great care when filling out the claim form. Make sure all details are accurate.
  5. Provide video or pictures of the accident for the insurance company.
    10 Tips On Filing An Auto Insurance Claim cat-2 main
    Source: insurancehunter.ca
  6. Allow the insurance company to determine the cause of the accident.
  7. Never exaggerate things. Be factual, detailed and accurate.
  8. Make sure that you are in regular contact with the insurance company. Ensure that you are updating yourself with the claim process.
  9. Honesty is paramount. The company will not pay out on a claim they think is fraudulent.
  10. If you only have minor damage to your car, you might be able to avail of an instant claim settlement process, if this is something your insurer offers.
 

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