Car Insurances are always really expensive and everybody's always lost when it's time to choose one. Here are some useful tips for you not to fall into traps that will make you spend more!Get Different Quotes Easy one but really important as well. Comparing different offers from insurance companies helps choosing the more interesting one regarding the price and how it adapts to your needs. Be Careful On Your Car Choice Who says expensive car says expensive insurance, so be careful before choosing your car. There are loads of useful websites estimating the cost of your car's care before you buy it. Adapt Your Deductible Increasing your deductible is not always appealing but you have to be realistic regarding your car insurance. Don't put it too low, because you are going to pay for something you don't really need. Put it at a reasonable rate so you are sure you'll be able to handle it. Combine Policies And Be Up To Date Combining different policies helps you save a lot. Dealing with one carrier will always be easier than two, and you could even get a discount. Also, be clear about your profession and your driving experience, this can help you get a low rate. Claim your discounts Talking about discounts, don't forget to claim yours! You would be surprised by the nature of some. You can have a discount if you're driving safely, but if you're a good student too, for example. It's always useful to ask your carrier about this. Pay By the Mile This is not available everywhere but if you can do it, you'll save money. This can reduce your premiums but also the miles you drive. Reduce Your Coverage Depending on the age of your car, you can reduce your coverage. Old cars need less coverage than new ones regarding damages, so that's where you start saving money. Compare Prices Every Year You can also save money if you don't forget to compare rates every year. This will not affect your credit score. Pay Semi-Annually If you choose this payment option to pay in full every six months, you will save money on your premiums, instead of paying monthly and having the illusion of saving money. Drive Safely Well, this one is not a surprise, but it's an evidence that if you drive safely, you'll pay less. Some carriers even offer to monitor your driving habits to offer lower premiums.